Securing the right guidance is absolutely critical when you're in the process of obtaining a mortgage for your home.
Embarking on the journey to buy a home pivots around a crucial question: 'How much money can I borrow?' Whether it's your inaugural venture into buying a home, you're considering purchasing a property to let, or you're contemplating a revision of your existing mortgage, engaging with a seasoned mortgage advisor is of paramount importance. They possess the expertise to identify the most suitable mortgage that aligns seamlessly with your specific circumstances.
Our team of independent mortgage advisors is at your disposal to elucidate the various options available to you. They undertake a comprehensive review of a wide spectrum of mortgage deals from a diverse range of lenders, ensuring you secure the most advantageous deal. Their approach encompasses assessing the finest deals for first-time buyers, through to pinpointing the ideal buy-to-let mortgage should you be aiming to invest in the property market. They dedicate time to fully understand your desires and requirements, pairing you with mortgage solutions that are in harmony with your long-term financial objectives.
Given the current climate where mortgage rates are experiencing significant fluctuations and becoming a hot topic in the media, the importance of consulting with an advisor who has a thorough grasp of the entire market cannot be overstated. Solely seeking mortgage advice from your bank may result in missed opportunities for more favourable savings that could be available elsewhere.
Moreover, our advisors stay abreast of the latest market changes and trends, enabling them to furnish you with the most up-to-date advice. This ensures that the mortgage plan you opt for is not only viable in the present but is also adaptable to future market dynamics.
Reach out to us today to streamline your mortgage arrangements and commence the exciting journey of purchasing your property. We are committed to demystifying the process, making it as transparent and straightforward as possible, thereby alleviating one of the potential stresses on your path to homeownership.
Book a valuationThe Mortgage Advice Bureau (MAB) is the UK’s leading mortgage intermediary brand and has a network of over 2,000 advisors and access to over 90 different lenders.
MAB offer expert mortgage advice on a local, regional and national level to UK consumers, both face-to-face and over the phone. Their quality of advice and service has resulted in them winning over 200 national industry awards.
Because of their full mortgage market access, the MAB already handle over £16bn of loans annually and continue to ensure that our customers have access to the best possible rates, all the latest deals and are often able to beat any quote received by your personal bank.
MAB make our mortgage and financial advice service easy and accessible.
Use the links on this page to select which mortgage type you are looking for and use our free, online calculator to see how much you can borrow.
Monthly payment amounts are an estimate for guidance only. The actual amount you pay will depend upon your circumstances. There will be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. Your home may be repossessed if you do not keep up repayments on your mortgage.
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'Prospect' has recently helped me with selling my flat although my property was not the easiest to sell. 'Prospect' is represented by a team of enthusiastic, hardworking, professional, hardworking people who don't easily give up. I definitely recommend 'Prospect'.
- Katarzyna.
I moved to Prospect from another Agency last year after a complete refurbishment of my flat ready to let and I am so glad I made the move! I am particularly impressed with Agnese and the way she is managing my property, very efficient, always cheerful and very helpful.
- Melanie.
Prospect Estate Agency is committed to conduct our operations in a fully compliant manner. We fully support and adhere to all regulations covering the industry including The Estate Agency Act 1979, Competition Act 1998, The Consumers, Estate Agents and Redress Act 2007, Consumer Protection Regulations 2008, Sanctions and Anti-Money Laundering Act 2018, GDPR Act 2018, UK Competition Law, The Property Ombudsman Code of Practice and ARLA & Propertymark Protection.
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